2 articles tagged with Family Budget.
The High Income Child Benefit Charge claws back Child Benefit between 60,000 GBP and 80,000 GBP of adjusted net income. A pension contribution that lowers your adjusted net income can keep the benefit and cut your tax in one move.
A third child rarely triples your family costs, but it does break assumptions built around two. We map the real pressure points in 2026, from a bigger car and childcare to the HICBC at 60,000 GBP, and how to plan ahead.