2 articles tagged with Frozen Thresholds.
How the frozen £12,570 primary threshold and £50,270 upper earnings limit mean a growing share of every pay rise is caught by National Insurance in 2026/27, even though the NI rates themselves haven't changed.
A 3% pay rise sounds generous, but tax, National Insurance and frozen thresholds quietly claw a chunk back. Here is what a typical raise actually adds to your take-home in 2026/27.