If your total pension contributions exceed £60,000 in 2026/27 you face an Annual Allowance Charge at your marginal rate. Here's how the charge works, how to use carry forward to eliminate it, and when Scheme Pays applies.
The most common self assessment questions answered: missed deadline, HMRC notice to file, closing your account, moving abroad, inheritance, crypto, side hustles and more.
The complete checklist for whether you need to file a self assessment tax return in the UK: employment income, rental, freelance, savings interest, CGT, dividends and more.
Step-by-step guide to registering for UK self assessment online, what a UTR number is, how long it takes, and how to access your HMRC online account.
