4 articles tagged with Income Protection.
Whether critical illness cover lump sums and income protection payments are taxed in the UK for 2026/27, and how the answer changes depending on who pays the premiums.
How UK income protection insurance works in 2026/27 -- what it pays, how tax affects benefits, deferred periods, costs, and how it compares with critical illness cover.
Income protection insurance explained: short-term vs long-term policies, the deferred period, benefit amounts, how employer and personal policies are taxed, and why the self-employed especially need it.
Income protection pays 50–70% of your salary if you cannot work due to illness or injury. We cover own-occupation vs any-occupation definitions, deferred periods, benefit periods, premiums, and how state benefits interact.
