Topic tag

#Interest Cover Ratio

2 articles tagged with Interest Cover Ratio.

Buy-to-Let Interest Cover Ratio (ICR): Worked Example for 2026/27

How lenders calculate the interest cover ratio (ICR) on buy-to-let mortgages in 2026/27, with a full worked example showing how much rent you need for a given loan size.

James Morgan4 Jul 20263 min read

🏠 Mortgage & Property

Buy-to-Let Stress Tests in 2026: How Lenders Check Your Rent

Buy-to-let lenders test your rent against a stressed mortgage rate using an interest cover ratio, often 125% for basic-rate and 145% for higher-rate landlords. Here is how to work out the rent you need before you apply.

James Morgan10 Jun 20262 min read

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Tax Year 2026/27946 Take-Home Pay250 Self Assessment232 Self-Employed225 Income Tax220 Take Home Pay147 Pension146 Tax Year 2025/26145 2026131 ISA89 Inheritance Tax87 Income Tax86 National Insurance80 Hmrc76 Capital Gains Tax75 PAYE74 Salary Sacrifice73 Council Tax73

Interest Cover Ratio — Frequently Asked Questions

What is the Interest Cover Ratio tag on CalcHub?

Articles tagged Interest Cover Ratio cover UK personal finance topics related to Interest Cover Ratio. There are currently 2 articles in this tag. Each article links to a relevant free calculator on CalcHub for practical application of the concepts covered.

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Yes — articles covering statutory figures (income tax bands, NI thresholds, ISA limits, etc.) are reviewed each April when the new tax year begins and again after each Autumn Budget. The "last updated" date on each article tells you when it was last reviewed. If you spot an out-of-date figure, please report it via the Contact page.