2 articles tagged with Interest.
Overpaying your mortgage saves interest and cuts years off your term — but it's not always the right move. Here's the maths for 2026 rates, compared against investing, with worked examples for £180k–£250k mortgages.
Basic-rate taxpayers get £1,000 of savings interest tax-free; higher-rate get £500; additional-rate get £0. Here's every rule, worked example and when ISA beats a savings account.