33 articles tagged with Landlord.
How higher mortgage rates are hitting UK landlord profits in 2026 -- the 20% tax credit restriction, stress tests, and strategies to protect your rental income.
The most common mistakes new UK buy-to-let landlords make in 2026/27 — from underestimating costs to skipping compliance — and how to avoid them.
How lenders calculate the interest cover ratio (ICR) on buy-to-let mortgages in 2026/27, with a full worked example showing how much rent you need for a given loan size.
How HMO mortgages differ from standard buy-to-let lending in the UK for 2026/27 — licensing requirements, ICR rules, deposit expectations, and a worked example.
How UK deposit dispute resolution works when a landlord and tenant disagree over damage deductions in 2026/27, including evidence, the adjudication process, and worked outcomes.
Why UK buy-to-let mortgage rates run higher than residential mortgage rates in 2026/27, with a worked cost comparison and reasons behind the gap.
Every landlord in England and Wales must protect a tenant's deposit within 30 days or face penalties of up to 3x the deposit. Full rules and worked examples.
How to legally end a tenancy in order to sell a UK buy-to-let property in 2026/27 — notice requirements, timing, and whether to sell with a tenant in place instead.
The Furnished Holiday Letting tax regime was abolished from April 2025. Here's what changed for holiday let owners and how the numbers compare to the old rules.
A worked income comparison between letting a UK property as a holiday let versus a long-term tenancy in 2026/27, factoring occupancy, costs, and effort.
How UK landlords release equity from a buy-to-let property via remortgage in 2026/27 — ICR limits, tax treatment of the funds raised, and a worked example.
What UK landlords need to know about renting to tenants on Universal Credit in 2026/27 — housing element payments, discrimination law, mortgage terms, and risk management.
Since April 2025, English councils can charge a 100% council tax premium on furnished second homes. Here's who pays it, the exemptions, and a full worked example.
A complete Capital Gains Tax walkthrough for landlords selling a buy-to-let, including the 60-day reporting rule, allowable costs, and lettings relief history.
The furnished holiday letting tax regime was abolished from April 2025, moving holiday-let landlords onto standard property income rules. Full worked example on a £28,000 holiday let and what actually changed.
How council tax premiums on long-term empty homes work in 2026/27 — the escalating percentage by years empty, exemptions for probate and renovation, and how landlords and owners can avoid the charge.
What UK landlords must check before letting a property in 2026/27 — acceptable documents, the online digital service, retrospective checks and the fines for getting it wrong.
How the tenancy deposit cap works for high-rent properties in England — the 5-week vs 6-week rule at the £50,000 annual rent threshold, worked examples and protection rules for 2026/27.
Complete tax guide for HMO landlords in 2026/27. Allowable expenses, licensing costs, CGT on disposal, SDLT on purchase and a worked £18k profit example.
Yes -- selective, mandatory HMO and additional licensing fees are allowable revenue expenses in 2026/27. Full list of deductible landlord costs and what is not allowed.
Tax strategies for UK portfolio landlords with 4+ properties in 2026/27: Section 24, incorporation, MTD ITSA and pension contributions explained.
Properties sold with a tenant already in place can be cheaper and generate immediate rental income, but come with specific mortgage, tenancy and Renters' Rights Bill considerations.
Understand gross and net rental yield calculations for UK buy-to-let in 2026, with regional benchmarks, cost deductions, Section 24 tax impact and ROI examples.
Everything UK landlords need to know about Section 21 no-fault eviction notices in 2026, including requirements, the prescribed form, and the Renters' Rights Bill.
UK landlords must protect deposits within 30 days. Learn about the three approved schemes, deposit caps, prescribed information, and what happens if you fail to comply.
Buying a Scottish rental in 2026/27? Understand LBTT, the 8% ADS surcharge and how rental profit is taxed under Scottish Income Tax bands this year.
Section 24 removed mortgage interest as a deductible expense for landlords. Higher-rate taxpayers now face far higher tax bills than they did before 2017. Here is exactly how the numbers work.
Section 24 mortgage restrictions, the GBP 1,000 property allowance, allowable expenses, and the abolition of furnished holiday lettings in 2026/27 explained.
Section 24 replaced full mortgage interest deductions with a 20% tax credit since 2020. Higher-rate landlords pay significantly more tax. See worked examples for 2026/27.
The buy-to-let tax landscape has changed dramatically since 2017. Section 24, the 5% SDLT surcharge on second homes, and the scrapping of Furnished Holiday Lettings relief in April 2025 have made residential property investment more expensive. Here's a complete update for 2026.
Five essential financial tasks for UK landlords in July and August 2026 — from the Self Assessment payment on account deadline to Section 24 planning, stress testing your mortgage, and whether a limited company structure makes sense.
Section 24 has made personal buy-to-let more expensive for higher-rate taxpayers. But does a limited company actually save you money after corporation tax, extraction costs, and higher mortgage rates? A full 2026 comparison.
MTD ITSA launches April 2026 for income over £50,000. What it means, the new quarterly updates requirement, compatible software, and what happens if you're not ready.
