33 articles tagged with Landlord.
How higher mortgage rates are hitting UK landlord profits in 2026 -- the 20% tax credit restriction, stress tests, and strategies to protect your rental income.
The most common mistakes new UK buy-to-let landlords make in 2026/27 — from underestimating costs to skipping compliance — and how to avoid them.
How lenders calculate the interest cover ratio (ICR) on buy-to-let mortgages in 2026/27, with a full worked example showing how much rent you need for a given loan size.
How HMO mortgages differ from standard buy-to-let lending in the UK for 2026/27 — licensing requirements, ICR rules, deposit expectations, and a worked example.
How UK deposit dispute resolution works when a landlord and tenant disagree over damage deductions in 2026/27, including evidence, the adjudication process, and worked outcomes.
Why UK buy-to-let mortgage rates run higher than residential mortgage rates in 2026/27, with a worked cost comparison and reasons behind the gap.
Every landlord in England and Wales must protect a tenant's deposit within 30 days or face penalties of up to 3x the deposit. Full rules and worked examples.
How to legally end a tenancy in order to sell a UK buy-to-let property in 2026/27 — notice requirements, timing, and whether to sell with a tenant in place instead.
The Furnished Holiday Letting tax regime was abolished from April 2025. Here's what changed for holiday let owners and how the numbers compare to the old rules.
A worked income comparison between letting a UK property as a holiday let versus a long-term tenancy in 2026/27, factoring occupancy, costs, and effort.
How UK landlords release equity from a buy-to-let property via remortgage in 2026/27 — ICR limits, tax treatment of the funds raised, and a worked example.
What UK landlords need to know about renting to tenants on Universal Credit in 2026/27 — housing element payments, discrimination law, mortgage terms, and risk management.
