5 articles tagged with LISA.
If you opened a Help to Buy ISA before 30 November 2019 you have until 1 December 2030 to claim the 25% government bonus on up to £12,000 of savings. Here's how the deadline works and whether to transfer to a Lifetime ISA.
Full rules for transferring Cash ISA to Stocks & Shares ISA in 2025/26: partial transfers, current-year vs prior-year, the 15-day deadline, and how to avoid breaking the £20,000 allowance.
The Lifetime ISA 25% withdrawal charge is not the same as losing the 25% bonus — it claws back more. Worked example on a £20,000 LISA closed early: the real penalty is 6.25% of your contributions, plus all the growth on the recovered bonus.
Part 3 of our Spring Budget 2026 deep-dive — what the Chancellor announced for pension annual allowance, ISA limits, dividend allowance, savings interest taxation and the LISA. Worked examples included.
Your ISA allowance resets at midnight on 5 April. Here's the pre-deadline checklist — what to top up, what to switch, what to open, and the LISA pitfall to avoid.