Class 2 NI is now optional if profits exceed £12,570. At just £3.45/week, here is why many self-employed people should still pay voluntarily to protect State Pension credits and Maternity Allowance.
Learn why paying yourself £12,570 as a director minimises National Insurance in 2026/27. Covers salary, dividends, and tax-efficient extraction.
Buying voluntary Class 3 NI contributions at £824.20/year in 2026/27 can significantly boost your State Pension. Learn how to check your record, calculate break-even, and avoid overpaying.
National Living Wage rose to GBP 12.71/hour from April 2026 -- an 18% increase for 21+ year-olds. Learn the implications for workers, employers, and minimum wage compliance.
Overtime is taxed at your marginal income tax rate (20%/40%/45%), plus 8% or 2% National Insurance. Learn how to calculate take-home on extra hours.
Compare Tax-Free Childcare (up to GBP 2,000/year per child) and legacy childcare vouchers. Which saves more money depends on your income level.
At 65 the State Pension is two years away (SPA 67). Claim National Insurance credits, update your pension forecast and review benefits eligibility. Checklist for 2026.
Under-18s pay Income Tax and NI on the same basis as adults once earnings exceed the thresholds. No student exemption. Council tax disregard rules also explained.
Should you pay voluntary Class 3 National Insurance in 2026/27 to boost your State Pension? Costs, qualifying years and the break-even maths explained.
A step-by-step guide to claiming Employment Allowance in 2026/27, including who qualifies, who is excluded, how to claim via payroll software, and the de minimis state aid rules.
The New State Pension pays £221.20 per week in 2026/27 — but only if you have 35 qualifying NI years. Here's how to check your record and whether filling gaps is worth it.
Compare EV salary sacrifice against buying personally in 2026/27. See how basic-rate workers save 28% and what the 4% BIK really costs.
