3 articles tagged with Peer to Peer Lending.
An Innovative Finance ISA shelters peer-to-peer lending returns from tax, but unlike cash savings, your capital is not protected by the FSCS if the platform or borrowers fail. Here's what you need to know.
How peer-to-peer lending income is taxed in the UK for 2026/27 - interest, the savings allowance, IFISAs, bad-debt relief and how to report it correctly.
The Innovative Finance ISA lets you earn P2P lending returns tax-free inside the annual £20,000 ISA allowance. Risks, platforms and 2026/27 rules explained.