12 articles tagged with Pension Contributions.
How pension contributions are handled during UK maternity leave in 2026 -- employer obligations, employee choices, SMP impact, and protecting your retirement savings.
A worked case study of a mid-to-high earner increasing pension contributions from £40,000 toward the full £60,000 annual allowance in 2026/27 — tax relief, the maths, and when the taper starts to matter.
The LGPS uses banded employee contribution rates based on actual pensionable pay, from 5.5% to 12.5%. Here's how the bands work, how they're set, and what you get for your contribution.
UK auto-enrolment requires a minimum 8% total workplace pension contribution — 5% employee, 3% employer. Here's how the qualifying earnings band works, opt-out mechanics, and the policy debate over raising minimums further.
Basic rate relief on SIPP contributions is automatic, but higher and additional rate taxpayers must actively claim their extra tax relief — worth thousands per year.
The pension annual allowance is 60,000 pounds in 2026/27. Learn the tapered allowance for high earners, MPAA, carry forward rules and the annual allowance charge.
Offered a GBP 3,000 bonus or a GBP 2,500 permanent rise? The tax treatment is the same, but the long-term value is not. Here is how to compare the two fairly in 2026/27.
A pay rise from GBP 99,000 to GBP 101,000 triggers the Personal Allowance taper and the 60% trap. Here is the 2026/27 take-home on each side of GBP 100,000 and the surprising marginal maths.
Crossing GBP 100,000 does not just trigger the 60% tax trap. It can also strip away Tax-Free Childcare and funded hours, so a modest raise can leave a parent worse off in 2026/27.
Earn between GBP 100,000 and GBP 125,140 and you lose GBP 1 of Personal Allowance for every GBP 2 over the line, an effective 60% tax rate. A gross pension contribution that pulls adjusted net income back to GBP 100,000 can reclaim the full GBP 12,570 allowance.
On one GBP 65,000 salary supporting a family, the higher-rate band and the High Income Child Benefit Charge both bite. Here is the 2026/27 take-home and how a pension contribution can claw value back.
Your 30s are the decade where pension decisions define retirement. We break down the real numbers: how much to contribute, what pot size to target, and how different contribution rates play out over time.
