8 articles tagged with Pensions.
Why an expression of wishes form for your pension is not legally binding but still crucial in 2026/27, how scheme trustees use it, and why it needs updating after major life events.
The difference between nominee drawdown and successor drawdown for inherited pensions in 2026/27 — who can use each route, how the beneficiary's own death affects the fund, and the tax treatment.
How a spousal bypass trust can keep pension death benefits outside a surviving spouse's own estate in 2026/27, why it is used, and how the incoming pension IHT changes affect the strategy.
How AVCs work in 2026/27, the tax relief you get at 20%, 40% and 45%, the GBP 60,000 annual allowance, and whether AVCs beat an ISA for your goals.
How divorce settlements are taxed in 2026/27: CGT no-gain/no-loss window, pension sharing, the family home, SDLT and IHT. A UK guide to keeping more of what you split.
How tax affects a UK divorce financial settlement in 2026/27 - CGT on asset transfers, pensions, the family home, maintenance and IHT, with calculator links.
Planning to retire to Wales in 2026/27? How the Welsh Rate of Income Tax (WRIT), pensions, the State Pension and Land Transaction Tax affect your move.
UFPLS vs flexi-access drawdown explained for UK savers in 2026/27 - how each is taxed, the 25% tax-free rules, MPAA traps and how to choose.