12 articles tagged with Property Ownership.
Unmarried couples in England and Wales have no automatic legal rights over each other's property, unlike married couples or civil partners. A cohabitation agreement sets out ownership shares and what happens if you split up.
Should a couple apply for a UK mortgage jointly or in one name only in 2026/27? Affordability, ownership, credit history, and Stamp Duty implications compared.
CGT on an inherited property is calculated from the probate value, not what the deceased originally paid. How the base cost, allowances and 60-day reporting rule work.
Forfeiture lets a freeholder terminate a lease for unpaid charges as small as a few hundred pounds. Why it rarely happens in practice, and the protections leaseholders have.
New-build houses (not flats) sold on a leasehold basis are being phased out under leasehold reform. What the ban covers, why it doesn't apply to flats, and what to check if buying new.
The NHBC Buildmark warranty covers new-build defects for 10 years, but the two halves of the policy work very differently. How to make a claim and what's excluded.
Right to Manage lets leaseholders take over building management from the freeholder without proving fault. How it works, what it costs, and what changes under the Leasehold and Freehold Reform Act.
Self-build mortgages release funds in stages rather than as a single lump sum. How advance vs arrears staging works, typical stage payment schedules, and what lenders require.
You can't sell a probate property until the grant of probate is issued. What executors need to arrange first, typical timelines, and practical pitfalls that catch families out.
How to challenge unreasonable service charges as a UK leaseholder — what counts as 'reasonable', how the First-tier Tribunal process works, and what the Leasehold and Freehold Reform Act changes.
A lease under 80 years becomes progressively harder to mortgage, and marriage value kicks in on any extension. Why lease length matters so much and what thresholds to watch for.
The Leasehold and Freehold Reform Act 2024 changes ground rent, lease extensions and introduces commonhold as a mainstream ownership form.
