58 articles tagged with Property.
CGT rates were equalised in October 2024. Here is what the 2026/27 rules mean for property, shares, and business assets.
English council tax bands still use 1991 property valuations. Learn how to check your band, challenge it via the VOA, claim reductions, and how Scotland and Wales differ.
The Furnished Holiday Letting regime was abolished from 6 April 2025, ending preferential CGT rates, pension relief, and capital allowances for short-term holiday properties. Here is what changed and what to do now.
Buying a property that contains both residential and commercial elements can qualify for non-residential SDLT rates, potentially saving tens of thousands of pounds. Here is what counts as mixed use and what the case law says.
Earn up to GBP 7,500 tax-free from a lodger under the Rent a Room scheme -- here is everything you need to know for 2026/27.
How to reduce Capital Gains Tax when selling a second home or buy-to-let property in 2026/27 -- PRR, letting relief, timing strategies, and the 60-day reporting rule.
Every landlord in England and Wales must protect a tenant's deposit within 30 days or face penalties of up to 3x the deposit. Full rules and worked examples.
Selling the family home to downsize in retirement can release six figures of equity — but stamp duty, selling costs and means-testing rules can eat into the gain. Full worked example.
The Leasehold and Freehold Reform Act brings new transparency rules for service charges. What leaseholders can now demand, and worked examples of typical charges.
Park homes and residential mobile homes can't usually be mortgaged like bricks-and-mortar property. Here's how they're actually financed, what it costs, and the pitch fee rules to know.
Self-build mortgages release funds in stages, and you can reclaim VAT on most materials and labour once the build is finished. Full process and worked examples.
Unmarried couples buying together face the same affordability tests as married couples — but none of the legal protections. Worked examples and how to protect your share.
Severing a joint tenancy converts automatic survivorship into a specific, separately owned share that can pass via your will — a common Inheritance Tax planning step. How it works in 2026/27.
Buying a neighbour's garden strip or an adjoining plot soon after your house purchase can trigger HMRC's SDLT 'linked transaction' rules, pushing you into a higher stamp duty band. How it works in 2026.
How park home living works in the UK for 2026/27: pitch fees, the Mobile Homes Act, council tax banding, the 10% commission cap on resale, and how it differs from owning bricks-and-mortar property.
What UK landlords must check before letting a property in 2026/27 — acceptable documents, the online digital service, retrospective checks and the fines for getting it wrong.
How the tenancy deposit cap works for high-rent properties in England — the 5-week vs 6-week rule at the £50,000 annual rent threshold, worked examples and protection rules for 2026/27.
Step-by-step guide to challenging your council tax band in England, Wales and Scotland in 2026 -- grounds for appeal, VOA process, Valuation Tribunal and potential savings.
Understand gross and net rental yield calculations for UK buy-to-let in 2026, with regional benchmarks, cost deductions, Section 24 tax impact and ROI examples.
The Leasehold and Freehold Reform Act 2024 banned ground rent on new leases. Find out what changed, who benefits, and what leaseholders can now do.
Everything UK landlords need to know about Section 21 no-fault eviction notices in 2026, including requirements, the prescribed form, and the Renters' Rights Bill.
UK landlords must protect deposits within 30 days. Learn about the three approved schemes, deposit caps, prescribed information, and what happens if you fail to comply.
How a deed of trust protects unequal property ownership shares in the UK, what it covers, the tax angles, and how to set one up correctly in 2026.
How divorce settlements are taxed in 2026/27: CGT no-gain/no-loss window, pension sharing, the family home, SDLT and IHT. A UK guide to keeping more of what you split.
How Japanese knotweed affects UK mortgage approval in 2026, what lenders demand, treatment costs, legal duties, and how to protect your purchase.
How leasehold enfranchisement works in 2026 -- extending your lease, buying the freehold, premiums, professional fees, SDLT and the tax angles you must plan for.
What a leasehold extension really costs in 2026: premium, marriage value, professional fees, SDLT and the tax angles every UK flat owner should plan for.
A plain-English UK guide to party wall agreements in 2026: when you need one, how to serve notice, surveyor costs, the tax angle and what to budget.
How rent-to-rent works in the UK, the contracts and consents you need, and how the income is taxed for 2026/27 income tax, NI and Corporation Tax.
How UK landlords claim replacement of domestic items relief in 2026/27 - what qualifies, the like-for-like rule, and how it cuts your rental tax bill.
What restrictive covenants mean for UK property buyers in 2026 - how they work, indemnity insurance, removal, costs and the tax angles to watch.
How to reclaim 20% VAT on a UK self-build or conversion in 2026/27 using the DIY Housebuilders Scheme: what qualifies, deadlines, paperwork and pitfalls.
ATED 2026/27 rates for companies owning UK residential property over £500,000: charges from £4,150 to £269,450, key reliefs for rental/development/commerce, and 30-day return filing rules.
England's empty homes council tax premiums in 2026: 100% for 1-5 years empty, 200% for 5-10 years, 300% for 10+ years. Exemptions, furnished holiday let rules, and how to avoid the charges.
UK residents are taxed on worldwide income, including overseas property rental. Learn how to declare foreign rental income, claim double tax relief, and use the FIG regime if you are a new arrival.
PPR relief exempts your main home from CGT. Learn qualifying conditions, partial relief, letting relief, periods of absence, and divorce rules for 2026/27.
Tax rules for subletting in 2026: Rent a Room relief up to £7,500 for lodgers in your home, tenants subletting (illegal without permission), platform reporting changes, and council tax implications.
New residential construction is zero-rated for VAT. Developers can recover input tax but must not charge output VAT on the first sale. Conditions and exceptions.
Buying a home in Wales in 2026/27? Understand Land Transaction Tax bands, the £225,000 threshold, higher rates and how movers calculate what they owe.
Buying a £300,000 home involves £5,000–£10,000 in additional costs beyond the deposit. This guide breaks down every fee you will encounter in 2026, from solicitor charges to Land Registry.
Research shows homes with top EPC ratings sell for up to £30,000 more than equivalent D-rated properties. Here is what EPC ratings mean for buyers, sellers, and landlords in 2026.
LBTT replaced Stamp Duty in Scotland in 2015. This guide covers the 2026/27 rates, first-time buyer relief, the Additional Dwelling Supplement, and how it compares to SDLT in England.
Service charges, ground rent, and lease extension costs mean leasehold ownership is often more expensive than buyers realise. Here is the full cost comparison over 10, 20, and 30 years.
Negative equity — where your mortgage debt exceeds your home's value — affected around 140,000 UK households in 2024. Here are your practical options and what to avoid.
Right to Buy lets eligible council tenants purchase their home at a significant discount. In 2026 the maximum discount is £96,010 outside London and £127,940 in the capital. Here is how it works.
Staircasing lets shared ownership buyers purchase additional tranches of their home over time, eventually owning it outright. Here is how it works, what it costs, and the gotchas to watch for.
Non-residents selling UK property face a 24% CGT rate and a strict 60-day reporting deadline. Here is everything you need to know for 2026.
The SDLT surcharge on second homes rose to 5% in October 2024. See 2026 rates, a GBP 350,000 worked example, refund rules and all current exemptions.
ATED explained for 2026/27: who pays, the band charges, available reliefs, annual return deadlines, and how higher SDLT at 15% applies on purchase of high-value residential property by companies.
Right to Buy explained: who is eligible, how the discount is calculated (up to £102,400 or £136,400 in London), how to apply, mortgage considerations, and the 5-year repayment rule.
Commercial property is VAT-exempt by default. The Option to Tax lets owners charge 20% VAT and recover input tax. Here is how OTT, the CGS and TOGC rules work in 2026.
Selling a rental property, second home or inherited property triggers Capital Gains Tax in the UK. The residential property CGT rate is 24% for higher-rate taxpayers (18% basic rate). You must report and pay within 60 days of completion. Here's the complete guide.
Higher mortgage costs, 5% SDLT surcharge, Section 24 interest relief restriction, and declining net yields. We run the real numbers on UK buy-to-let in 2026 — and compare alternatives.
CGT on residential property is 18% or 24% in 2026/27. You must report and pay within 60 days of completion. Full guide to rates, Principal Private Residence relief, the letting relief rules, and a worked calculation.
Private Residence Relief shelters most home sale gains from CGT — but the final period exemption is only 9 months, letting relief was abolished in 2020, and periods of non-occupation need careful analysis. Full 2026 rules explained.
Council tax bands were set in 1991 — and thousands of homes are banded too high. Here's how to check, challenge through the VOA, and potentially claim a backdated refund of thousands of pounds.
Everything about council tax when buying, selling or renting in the UK: overlapping bills, how to notify councils, pro-rata refunds, and what to do if you're billed for an empty property.
The financial mechanics of divorce in 2026: pension sharing orders, CETV calculations, capital gains tax exemptions between separating spouses, and the CGT trap on property.
