21 articles tagged with Remortgage.
Start looking 6 months before your fix ends. How to lock a rate early, calculate ERCs, compare 2yr vs 5yr vs tracker, and decide whether to port or overpay first.
Comparing 2-year and 3-year fixed rate UK mortgages for 2026/27 — rate differences, flexibility, remortgaging costs, and a worked cost comparison.
Should UK buyers use a mortgage broker or apply directly with a lender in 2026/27? A practical comparison of cost, access to deals, and when each approach makes sense.
How landlords with four or more buy-to-let mortgages should approach remortgaging under PRA portfolio rules, including staggering deal dates, blanket facilities and a worked five-property example.
How to remortgage in the UK with defaults, CCJs, or missed payments on your credit file in 2026/27 — specialist lenders, rates, and a worked example.
How UK landlords release equity from a buy-to-let property via remortgage in 2026/27 — ICR limits, tax treatment of the funds raised, and a worked example.
How a transfer of equity and remortgage works when buying out an ex-partner's share of a UK property in 2026/27, including affordability, Stamp Duty, and worked figures.
What to do in the six months before your fixed-rate mortgage deal ends, including the standard variable rate trap and how to compare a product transfer against a full remortgage.
Most lenders want 2-3 years of accounts or tax returns before offering a self-employed remortgage. How income averaging, retained profit and specialist lenders work in 2026/27.
A further advance from your existing lender and a full remortgage both release equity for home improvements, but they work very differently. Costs, speed and rate risk compared.
'Mortgage prisoners' are borrowers unable to remortgage onto a cheaper deal despite paying reliably. Why they get trapped, what's changed, and options for escaping a high SVR.
Rolling credit card and loan debt into your mortgage can cut monthly payments but cost more over time. Here is how to weigh a consolidation remortgage in 2026.
