2 articles tagged with Remortgaging.
When your fixed-rate deal expires, your lender automatically moves you to their Standard Variable Rate — typically 7–8% in 2026. Here's exactly how to act before it happens and what your options are.
Tracker mortgages move with the Bank of England base rate; fixed deals lock your rate for 2–5 years. In 2026 with base rate at 4.25% and swap rates falling, the tracker vs fixed decision is finely balanced. Full analysis.