Child Trust Funds are maturing for thousands of young adults in 2026. Here is how to find your account, withdraw funds, or roll over to an ISA.
How the Help to Save account works: who qualifies, how to open one, the 50% government bonus after 2 and 4 years, and the impact on Universal Credit savings rules.
Onshore and offshore investment bonds explained: the 5% tax-deferred withdrawal rule, chargeable events, top-slicing relief, and when bonds beat ISAs or pensions for UK investors.
Your ISA allowance resets on 6 April. Here's how to make the most of all £20,000 in 2026/27 — whether you're saving for a house, retirement, or just shielding interest from HMRC.
ISA vs pension is one of the most important financial decisions a UK saver can make. We break down the rules, tax relief, April 2027 IHT changes, LISA rules, and give you a worked example for a 30-year-old basic-rate taxpayer investing £500 a month.
Junior ISA: £9,000/yr, accessible at 18. Junior SIPP: £3,600 gross/yr, grows to retirement. Comparing flexibility, compound growth, and the right split strategy for 2026/27.
With mortgage rates at ~4.5% and savings accounts at 4-5%, is overpaying your mortgage the right call in 2026? Full break-even analysis, ERC rules, tax angles, and a worked example saving £22,400.
The 2026/27 ISA allowance is £20,000. At mid-year, are you on track? Current Cash ISA rates reach 4.8% AER, the FTSE 100 is up year-to-date, and the LISA still offers a 25% bonus. Here's what to do with the allowance you have left.
How is savings interest taxed in 2026/27? Personal Savings Allowance £1,000/£500/£0, the £5,000 Starting Rate for Savings, ISA wrapper, Premium Bonds and a worked example showing exactly how much tax a basic-rate saver pays.
When locking your money into a UK fixed-rate bond beats easy-access in 2026, how interest is taxed, and the early-withdrawal trade-offs every saver should weigh up.
How long to save a UK house deposit in 2026: LISA bonus, Help to Save, average deposit amounts by region, salary sacrifice, investment vs cash ISA — with real worked examples.
How to plan for inheritance tax in 2026/27: using the nil-rate band and residence nil-rate band, the 7-year gift rule and taper, exempt gifts, spousal transfers and how trusts fit in.
