5 articles tagged with Stamp Duty.
Buying a second home or buy-to-let in England or NI? You pay a 5% SDLT surcharge on top of standard rates (raised from 3% in October 2024). Worked examples on £200k-£500k properties
Non-UK resident buyers of residential property in England or Northern Ireland pay a 2% SDLT surcharge on top of normal rates — and the 5% second-home surcharge stacks. Full breakdown with worked examples.
Beyond the deposit, a UK first-time buyer in 2026 typically spends £4,000–£8,000 in fees, surveys, taxes and moving costs. Here's the full itemised list with realistic numbers on a £250k purchase.
How much stamp duty (SDLT, LBTT, LTT) you pay on a £300,000 home varies by hundreds of pounds across the UK nations. Full comparison for first-time buyers, home-movers and second-home purchasers in 2026.
Part 4 of our Spring Budget 2026 deep-dive — SDLT thresholds, first-time buyer relief, second-home surcharges, the housing market response and what it means for buyers, sellers and landlords.