24 articles tagged with Stamp Duty.
Buying a property that contains both residential and commercial elements can qualify for non-residential SDLT rates, potentially saving tens of thousands of pounds. Here is what counts as mixed use and what the case law says.
FTB SDLT relief reverted in April 2025: now 0% on first £300,000 (up to £500,000 purchase). What counts as a first-time buyer, joint purchases, and shared ownership relief.
Everything you pay when buying at property auction in 2026/27: buyer's premium, SDLT, bridging loans, legal fees and a worked example for a £180k property.
Buying a second home or buy-to-let in England or NI? You pay a 5% SDLT surcharge on top of standard rates (raised from 3% in October 2024). Worked examples on £200k-£500k properties
How leasehold enfranchisement works in 2026 -- extending your lease, buying the freehold, premiums, professional fees, SDLT and the tax angles you must plan for.
A full guide to incorporating a buy-to-let portfolio into a limited company in 2026: SDLT on market value, CGT on disposal, mortgage implications, and s162 TCGA incorporation relief.
Mixed-use properties attract lower commercial SDLT rates rather than residential rates. Learn what qualifies, how HMRC is challenging claims, and the risks for flats above shops and farmhouses.
Buying or selling a UK business? Asset and share purchases create very different tax outcomes for buyers and sellers. This guide covers SDLT, BADR, goodwill, and more.
Mixed-use SDLT rates can save thousands on properties that combine residential and commercial elements. Learn the rules, apportionment, and when the claim is beneficial.
Compare Rent to Buy and Shared Ownership in 2026 -- eligibility, costs, staircasing, SDLT options, and the pros and cons of each route to homeownership.
The SDLT surcharge on second homes rose to 5% in October 2024. See 2026 rates, a GBP 350,000 worked example, refund rules and all current exemptions.
Buying UK property from abroad? The 2% non-resident SDLT surcharge stacks on top of standard rates and the 3% additional-property charge. Here is what to pay and when.
Buying a second home or buy-to-let? A 5% SDLT surcharge applies on top of standard rates. Full guide with worked examples and refund rules for 2026/27.
The buy-to-let tax landscape has changed dramatically since 2017. Section 24, the 5% SDLT surcharge on second homes, and the scrapping of Furnished Holiday Lettings relief in April 2025 have made residential property investment more expensive. Here's a complete update for 2026.
Shared ownership UK 2026: buying 25–75% of a home, how staircasing works, SDLT on every purchase, service charges, lease extension costs, resale restrictions, and when it actually makes financial sense.
A step-by-step UK first-time buyer guide for 2026: deposit, LISA bonus, mortgage in principle, SDLT relief, conveyancing, surveys and completion — with realistic numbers.
What does it actually cost to move house in the UK in 2026? A full breakdown of stamp duty, conveyancing, surveys, removals, mortgage fees and the hidden extras, with a worked example.
FTB stamp duty changed April 2025: nil-rate reverted to £300k, purchase cap £500k. Real cost examples, Scotland LBTT, Wales LTT and strategies for London buyers.
From 1 April 2025, the stamp duty nil-rate threshold for first-time buyers dropped from £425,000 to £300,000. If you are buying above £300,000, your bill has gone up — sometimes by thousands. Here is what changed, worked examples, and what it means for you.
The 2% SDLT non-resident surcharge explained: who pays it, how it stacks with the additional-property surcharge, refund route, and worked examples for 2026/27.
Non-UK resident buyers of residential property in England or Northern Ireland pay a 2% SDLT surcharge on top of normal rates — and the 5% second-home surcharge stacks. Full breakdown with worked examples.
Beyond the deposit, a UK first-time buyer in 2026 typically spends £4,000–£8,000 in fees, surveys, taxes and moving costs. Here's the full itemised list with realistic numbers on a £250k purchase.
How much stamp duty (SDLT, LBTT, LTT) you pay on a £300,000 home varies by hundreds of pounds across the UK nations. Full comparison for first-time buyers, home-movers and second-home purchasers in 2026.
Part 4 of our Spring Budget 2026 deep-dive — SDLT thresholds, first-time buyer relief, second-home surcharges, the housing market response and what it means for buyers, sellers and landlords.
