9 articles tagged with Second Home.
Buying a holiday home or second property in 2026/27 means paying a 5% SDLT surcharge on top of standard rates. Here's the worked maths on a £350,000 second home, and how the 3-year refund window works if you sell your main home.
Since April 2025, English councils can charge a 100% council tax premium on furnished second homes. Here's who pays it, the exemptions, and a full worked example.
How the 5% additional-property SDLT surcharge is calculated on top of standard stamp duty when buying a second home or investment property in 2026/27.
Buying a £450,000 second home or buy-to-let in 2026 costs £30,000 in Stamp Duty Land Tax — standard rates plus the 5% surcharge. Full band-by-band breakdown.
A holiday home and a rental property both count as a 'second property' for stamp duty, but lenders assess them on entirely different criteria. Affordability, rates and use restrictions compared.
How the second home council tax premium works in 2026/27, who pays the extra charge, the exemptions and discounts, plus the wider tax bill on a second property.
Learn how the second home council tax premium works in 2026/27, who pays the 100% surcharge, and how to calculate your bill.
The SDLT surcharge on second homes rose to 5% in October 2024. See 2026 rates, a GBP 350,000 worked example, refund rules and all current exemptions.
Buyers who are not UK resident pay an extra 2% on top of standard SDLT in England and Northern Ireland, and that 2% stacks on the 5% additional property surcharge. A non-resident second home at GBP 400,000 can owe over GBP 40,000.
