From gym-floor PTs paying rent-a-rail fees to freelance yoga instructors teaching across multiple studios, fitness professionals face varied tax situations. Full worked example on £28,000 income and what you actually keep.
Self-employed plumbers and heating engineers carry significant kit and certification costs. Full worked example on £45,000 turnover, Gas Safe registration and van deductions.
Private tutoring — maths, English, music, languages, exam prep — is one of the most common self-employed side hustles for teachers and graduates. Full worked example on £20,000 tutoring income, deductible expenses, and when VAT applies.
Reiki healers, reflexologists and other complementary therapists are self-employed sole traders for tax purposes, with no special VAT exemption. Registration, expenses and the trading allowance in 2026/27.
Most lenders want 2-3 years of accounts or tax returns before offering a self-employed remortgage. How income averaging, retained profit and specialist lenders work in 2026/27.
Self-employed scaffolders working for contractors face CIS tax deductions at source, plus CISRS card and PPE costs. Full worked example on £40,000 gross CIS turnover.
Share fishermen — paid a share of the catch rather than a wage — are self-employed under a distinct HMRC category with its own National Insurance rate. Full guide to how catch shares are taxed and the special Class 2 treatment for 2026/27.
Self-employed swimming instructors often pay for pool hire and lane time as their biggest single cost. Full worked example on £19,000 turnover, qualification costs and what's deductible.
Most UK tattoo artists rent a station in a studio and are self-employed. Full guide to deposits and cash handling, sterilisation/licensing costs, capital allowances on equipment, and a worked example on £42,000 turnover.
Lay members and panel members sitting on employment tribunals or other statutory panels are paid a daily fee, not a salary. How HMRC and HMCTS treat this fee income in 2026/27.
Self-employed Twitch streamers earn from subscriptions, bits, donations and sponsorships, each needing to be tracked in GBP. Full worked example on £16,000 turnover and what's deductible.
Regular stallholders at vintage, antiques and collectables fairs are usually running a taxable trade, not a hobby. How Self Assessment, the trading allowance and Capital Gains Tax on personal items interact in 2026/27.
