25 articles tagged with SIPP.
Why residential buy-to-let property can't be held directly in a UK SIPP in 2026/27, what property a SIPP can hold, and alternative routes for property investors.
What to check before combining several old UK workplace pensions into a single SIPP, including exit fees, lost guarantees and the £60,000 annual allowance for 2026/27.
How sequence-of-returns risk can permanently damage a SIPP in drawdown even if long-term average returns are fine, and practical ways to reduce it in 2026/27.
The Lump Sum Allowance caps tax-free pension cash at £268,275 in 2026/27, replacing the old Lifetime Allowance mechanism. How it works, and the separate £1,073,100 Lump Sum and Death Benefit Allowance.
Once you flexibly access taxable pension income, the Money Purchase Annual Allowance cuts your future tax-relieved pension contributions from £60,000 to £10,000 a year in 2026/27. What triggers it and what doesn't.
What Pension Wise is, who can book a free appointment from age 50, what it does and doesn't cover, and why it's not the same as regulated financial advice — with a worked example of when to use it.
How the small pot pension rule lets you cash in pension pots worth up to £10,000 without affecting the Money Purchase Annual Allowance — worked example and the 3-pot limit for personal pensions.
Why an expression of wishes form for your pension is not legally binding but still crucial in 2026/27, how scheme trustees use it, and why it needs updating after major life events.
How to think about a sustainable withdrawal rate from pension drawdown in 2026/27 — the traditional 4% rule, why it may not fit UK retirees, and a worked example.
The difference between nominee drawdown and successor drawdown for inherited pensions in 2026/27 — who can use each route, how the beneficiary's own death affects the fund, and the tax treatment.
How phased retirement works using flexible drawdown in 2026/27 — crystallising your pension pot in stages, tax-free cash timing, and combining part-time work with drawdown income.
Comparing stakeholder pensions and SIPPs in 2026/27 — charge caps, investment choice, and which type of saver each one genuinely suits.
