38 articles tagged with Stamp Duty.
Buying a property that contains both residential and commercial elements can qualify for non-residential SDLT rates, potentially saving tens of thousands of pounds. Here is what counts as mixed use and what the case law says.
Beyond the purchase price: SDLT, conveyancing, surveys, mortgage fees, removals and more. Typical additional costs range from £4,000 to £12,000 or more.
Right to Buy lets eligible council tenants in England buy their home at a discount. In 2026 the urban cap is £38,000 and the rural cap is £16,000. Here is the full eligibility and cost guide.
Staircasing lets shared ownership buyers purchase additional shares over time. We explain the costs at each tranche, SDLT treatment, mortgage implications, and what happens at 100%.
FTB SDLT relief reverted in April 2025: now 0% on first £300,000 (up to £500,000 purchase). What counts as a first-time buyer, joint purchases, and shared ownership relief.
Buying a holiday home or second property in 2026/27 means paying a 5% SDLT surcharge on top of standard rates. Here's the worked maths on a £350,000 second home, and how the 3-year refund window works if you sell your main home.
A worked case study of what a £500,000 mortgage actually costs each month at 4.5%, 5% and 5.5%, over 25 and 30 years, repayment vs interest-only, plus the income and SDLT involved.
Selling the family home to downsize in retirement can release six figures of equity — but stamp duty, selling costs and means-testing rules can eat into the gain. Full worked example.
Same salary, different city — which gives a first-time buyer a bigger mortgage and a smaller deposit hurdle? Comparing Nottingham and Sheffield property prices, stamp duty and affordability in 2026/27.
Buying more shares in your shared ownership home — staircasing — triggers valuation fees, legal costs and sometimes extra stamp duty. Full worked examples for 2026.
How the 5% additional-property SDLT surcharge is calculated on top of standard stamp duty when buying a second home or investment property in 2026/27.
Transferring the family home between divorcing spouses is usually exempt from Stamp Duty Land Tax — but not always. How the court order exemption works and when SDLT still applies in 2026.
