TA salaries range from GBP 18k (Level 1) to GBP 32k (SEND). Discover real take-home pay after tax, NI, and LGPS pension contributions for term-time workers in 2026/27.
Contracting inside IR35 means being taxed like an employee, which reduces your take-home pay significantly compared to operating outside. This guide uses worked examples at GBP 400/day and GBP 600/day to show the real difference in 2026.
Offered a GBP 3,000 bonus or a GBP 2,500 permanent rise? The tax treatment is the same, but the long-term value is not. Here is how to compare the two fairly in 2026/27.
Finishing an apprenticeship often means jumping from the GBP 8.00 apprentice rate to a real salary. Here is how your 2026/27 take-home changes when you move from minimum-wage hours to GBP 26,000.
A pay rise from GBP 99,000 to GBP 101,000 triggers the Personal Allowance taper and the 60% trap. Here is the 2026/27 take-home on each side of GBP 100,000 and the surprising marginal maths.
Earning past GBP 50,270 makes you a higher-rate taxpayer for the first time. Here is what changes for income tax, National Insurance, dividends and savings in 2026/27, with a clear worked example.
A GBP 33,000 graduate salary looks healthy until the Plan 5 student loan and pension auto-enrolment land. Here is the full 2026/27 take-home, deduction by deduction.
Moving from an hourly wage to an annual salary changes how you think about pay. Here is how to convert the two fairly and compare real take-home in 2026/27, with the National Living Wage as a baseline.
A 3% pay rise sounds generous, but tax, National Insurance and frozen thresholds quietly claw a chunk back. Here is what a typical raise actually adds to your take-home in 2026/27.
A pay rise can quietly add another 9% deduction if you are repaying a Plan 2 student loan above GBP 29,385. Here is how the maths stacks with income tax and NI in 2026/27.
Dropping to GBP 28,000 part-time at 58 while leaving the pension untouched is a popular pre-retirement move. Here is the 2026/27 take-home, the tax of going part-time, and why waiting to draw can pay off.
A GBP 10,000 promotion looks life-changing, but how much actually reaches your bank account? Here is the full 2026/27 breakdown of tax, NI and pension on the jump from GBP 35,000 to GBP 45,000.
