Using a residential mortgage for a property you actually let out as a holiday home can breach your mortgage terms. How holiday let mortgages differ in affordability, deposit and rates in 2026/27.
HRP protected the State Pension record of parents and carers between 1978 and 2010, but thousands of people (mostly women) are missing HRP from their record due to a historic HMRC data error. Here is how to check and claim it in 2026.
How tronc schemes work, why tips distributed through an independent troncmaster escape National Insurance, and how the Employment (Allocation of Tips) Act 2023 changed the rules.
Paid house sitters and live-in property managers can be genuinely self-employed or employed depending on the arrangement. How free accommodation, fees and expenses are taxed in 2026/27.
Self-employed ice cream van operators and food truck traders have specific vehicle, food hygiene and seasonal-income questions. How 2026/27 Self Assessment treats them.
NS&I stopped selling new Index-Linked Savings Certificates years ago, but existing holders can still renew maturing certificates into a new term. Here is what legacy holders need to know in 2026.
How the seven-year rule and taper relief work for Inheritance Tax gifts, why taper relief doesn't reduce the gift below the nil-rate band as often assumed, with a full worked example.
Whether an inherited defined contribution pension is tax-free or taxed at your marginal rate depends on the age the original owner died. The rules, the death benefit nomination and how to claim, explained for 2026/27.
The mechanics of the Additional Permitted Subscription (APS) that lets a surviving spouse or civil partner inherit ISA tax benefits in 2026/27 — separate from the ISA's cash value.
The Isle of Man is a Crown Dependency, not part of the UK for tax purposes. How the Statutory Residence Test, National Insurance and double taxation relief work if you move between the two in 2026/27.
Can you claim tax relief on Isle of Wight ferry fares for commuting to the mainland? How HMRC treats ordinary commuting versus travel to a temporary workplace in 2026/27.
Working remotely from the Isles of Scilly doesn't change your UK tax position, but it does affect working-from-home relief, self-employed travel claims and broadband costs in 2026/27.
