From breaching the £20,000 limit to paying into a Cash ISA when you should be in a Stocks & Shares ISA, these common mistakes can cost savers thousands of pounds. Here's how to avoid them.
Gaps in your National Insurance record reduce your State Pension. You can fill gaps going back 6 years with Class 3 voluntary NI at £18.40 per week. But not every gap is worth filling — here's how to work out if it pays.
Payments on account are advance payments towards next year's tax bill, each worth 50% of your prior-year liability. Due 31 January and 31 July each year. Here's how they work, when to reduce them, and how to avoid nasty surprises.
Stamp Duty Land Tax can be reduced by a range of reliefs including first-time buyer relief, multiple dwellings relief (now abolished), group relief, and more. Here's what's available in 2026 and who qualifies.
Selling a rental property, second home or inherited property triggers Capital Gains Tax in the UK. The residential property CGT rate is 24% for higher-rate taxpayers (18% basic rate). You must report and pay within 60 days of completion. Here's the complete guide.
HMRC treats cryptocurrency as a capital asset. Buying/selling crypto is subject to Capital Gains Tax at 18% (basic rate) or 24% (higher rate). Staking and mining income is taxable as income. Here's the complete 2026/27 guide.
There is no gift tax in the UK. But gifts can affect your Inheritance Tax liability. You can give away unlimited cash gifts during your lifetime — but if you die within 7 years, some gifts may be included in your estate. Here's the complete guide.
Getting married or entering a civil partnership unlocks several UK tax advantages: Marriage Allowance (up to £252/year), CGT spousal transfers, IHT spouse exemption (unlimited), and pension nominations. Here's what changes when you marry and how to claim every benefit.
The minimum pension access age rises from 55 to 57 on 6 April 2028. If you were born between 1971 and 1973, you may face a temporary gap where you can't access your pension at 55. Here's what the change means and how to plan around it.
Rental income in the UK is subject to Income Tax after allowable expenses. In 2026/27 mortgage interest is no longer deductible — instead you get a 20% tax credit (Section 24). Full guide for individual landlords.
You can take up to 25% of your pension pot as a tax-free lump sum (Pension Commencement Lump Sum). For 2026/27 the maximum is capped at £268,275. Here's how it works and how to maximise it.
September 2026 brings children back to school — and a set of financial tasks for parents. Free childcare hours, Tax-Free Childcare, Child Trust Fund maturity, Child Benefit claims, and more.
