Work backwards from your desired monthly take-home to find the gross salary you need to earn.
Enter your target monthly take-home
The amount you want to receive in your bank account each month after all deductions.
Set your deductions
Select your pension contribution percentage and student loan plan if applicable.
See the required gross salary
The calculator finds the gross annual salary that delivers your target monthly take-home.
Want £3,000/month in your bank account? Here is how to work backwards from a target net salary to the gross figure you need to negotiate, with full 2026/27 income tax and NI worked examples.
What happens after you submit your Self Assessment return — refunds, balancing payments, amendments, HMRC enquiries, the SA302 for mortgages, and the 5-year record-keeping rule
Making Tax Digital for Income Tax (MTD ITSA) starts April 2026 for £50k+ self-employed and landlords. Here's what it means, when it applies to you, the software requirements and how it changes Self Assessment forever.
Disclaimer: All results are estimates for guidance only and do not constitute financial, tax or legal advice. Always consult a qualified professional.
