How the HRT prepayment certificate works in England for 2026/27, how much it saves compared to paying per prescription, and who genuinely benefits.
The Residence Nil-Rate Band of £175,000 tapers away by £1 for every £2 an estate exceeds £2,000,000, disappearing entirely above £2,350,000. Full worked example for a £2.2 million estate in 2026/27.
The VAT, customs duty and registration costs of personally importing a car from the EU into the UK in 2026/27, post-Brexit, including the rules for new vs used vehicles.
UK insurance broker take-home pay 2026/27: account handler £28,000 to senior broker with commission £75,000. How commission is taxed and full worked examples.
At 45% Income Tax and facing tapered pension allowances, additional rate taxpayers face a genuinely different ISA-vs-pension calculation than basic rate earners. Here's the maths for 2026/27, including the personal allowance taper trap.
Buy Now, Pay Later use is now visible on credit reports and increasingly factored into lending decisions in the UK. Here's exactly how Klarna, Clearpay and similar services interact with your credit file in 2026, and what changed under new FCA regulation.
Withdraw from a Lifetime ISA for anything other than a first home or after age 60, and you lose 25% of the withdrawal — not just the bonus. Here is exactly how the penalty works and when it applies.
How locum veterinary surgeons and vet nurses are taxed in 2026/27 — self-employed vs agency PAYE, IR35 considerations, and allowable expenses like RCVS fees and indemnity insurance.
Watches sit in a genuine grey area of UK tax law — mechanical watches may qualify as wasting assets exempt from CGT, but HMRC's own guidance flags that investment-grade watches, particularly those unlikely to wear out through use, can fall outside this treatment.
From 6 April 2027, sole traders and landlords with income over £30,000 must join Making Tax Digital for Income Tax — the second wave after the £50,000 group started in April 2026. Here's who's affected and what to prepare now.
UK marketing manager take-home pay 2026/27: marketing executive £28,000 to marketing director £115,000. Tax, NI, bonus and the 60% tax trap explained.
Tax rules for chair-rent hairdressers and mobile hairdressers/beauticians in 2026/27 — what counts as self-employment, allowable expenses, and Class 4 NI.
