A £35,000 salary typically supports a mortgage of around £157,500 at a 4.5x income multiple in 2026. Take-home pay, deposit sizes and a worked buying example.
Two incomes totalling £90,000 (e.g. £50,000 and £40,000) typically borrow around £405,000 in 2026. How joint applications work, combined take-home pay and a worked example.
Received an inheritance or windfall? How a lump-sum mortgage overpayment works in the UK, the difference between reducing your term vs your payment, and the numbers on a £30,000 example.
How UK motorhome and campervan VED works in 2026/27 — the difference between motor caravan rates and standard car/van rates, and how weight and registration date affect what you pay.
How NHS Pension Scheme abatement rules affect your pension if you return to NHS work after retiring, which scheme sections are affected, and how to plan around it in 2026/27.
How ill-health retirement works under the NHS Pension Scheme in 2026/27, the difference between Tier 1 and Tier 2 benefits, and what income to expect.
How Land Transaction Tax applies to commercial and non-residential property purchases and leases in Wales in 2026/27, and how it differs from residential LTT and from LBTT in Scotland.
How business (non-domestic) rates relief for small businesses works in Northern Ireland in 2026/27, including the Small Business Rate Relief Scheme bands and how NI rates differ from GB systems.
Comparing notice savings accounts against a laddered fixed-rate bond strategy for 2026/27, including access, rate risk and a worked example for £20,000 of savings.
What an HMRC P800 tax calculation means, why you might receive one in 2026/27, and how to claim a refund online, by cheque, or through your tax code — with a worked example.
A £5,000 pay rise doesn't mean £5,000 extra in your pocket — and crossing certain thresholds can mean you keep less than half of it. Here is exactly what happens to a pay rise at different salary levels.
Pensions are often the largest asset in a divorce after the family home, yet they're the most commonly overlooked. Before diving into pension sharing orders, here's the foundational picture: what counts, how it's valued, and the three basic ways pensions get dealt with.
