Each spouse gets a GBP 500 dividend allowance in 2026/27. Transferring shares to a lower-rate partner can save real tax. Here is how the numbers work and the rules to follow.
Cutting from five to four days for a 20% pay cut does not cut your take-home by 20%. A GBP 50,000 worker dropping to GBP 40,000 loses about GBP 7,200 net, not GBP 10,000, because tax and NI fall too.
How early repayment charges work on a UK fixed-rate mortgage, when they apply, and how to work out whether paying one is worth it in 2026.
The Enterprise Investment Scheme offers 30% Income Tax relief on investments up to GBP 1m a year, plus tax-free growth and loss relief. Here is how it works for higher earners in 2026/27, with the risks spelled out.
Your first flexible pension withdrawal is usually taxed on a month 1 emergency code, which can overtax a one-off lump sum by thousands. Here is why it happens and how to reclaim it in 2026/27.
The GBP 10,500 Employment Allowance cuts employer NI, but a company whose only employee is its sole director usually cannot claim it. Here is the rule and the planning around it.
Both ETFs and investment trusts can sit in your ISA, but they are structured very differently. Here is how they compare on cost, income, discounts and gearing for 2026/27 investors.
Fractional shares let you buy a slice of a high-priced share inside your Stocks and Shares ISA, putting your full GBP 20,000 allowance to work. This guide covers how they fit ISA rules in 2026/27.
A Gift Aid donation pushes the top of your 20% basic-rate band higher, so a higher-rate taxpayer reclaims 20% on the gross gift. Donate GBP 800 net and a GBP 1,000 gross gift can cut your tax bill by GBP 200.
What a green mortgage is, how EPC ratings can earn you cashback or a lower rate, and whether the savings are worth chasing for UK buyers in 2026.
The furnished holiday lettings tax regime is gone from April 2025, so holiday lets and standard buy-to-lets are now taxed alike. Here is what changed and what it costs.
Moving from an hourly wage to an annual salary changes how you think about pay. Here is how to convert the two fairly and compare real take-home in 2026/27, with the National Living Wage as a baseline.
