Switching ISA provider does not mean cashing out. An in-specie transfer moves your actual holdings across so you stay invested and protected from time out of the market in 2026/27.
Miss the GBP 90,000 VAT threshold and register late, and HMRC backdates your liability. What you owe, the penalties, and how to handle a missed registration.
Let to buy lets you rent out your current home and buy a new one to live in. Here is how the mortgages, deposits and stamp duty surcharge work in 2026.
Personal landlords pay up to 40% or 45% income tax with mortgage interest only a 20% credit, while a company pays 19% Corporation Tax to GBP 50,000. Here is how the two structures compare on a worked GBP 12,000 rental profit.
Profits between GBP 50,000 and GBP 250,000 are taxed at an effective marginal rate of 26.5% in 2026/27 thanks to marginal relief and the 3/200 fraction. Here is how the calculation works with a worked example.
They sound alike but they are two different reliefs with different rules. One transfers GBP 1,260 of personal allowance, the other is for older couples. Here is how to tell them apart.
The Money Purchase Annual Allowance slashes how much you can pay into a pension from GBP 60,000 to just GBP 10,000 once you flexibly access taxable income. Here is what triggers it and how to avoid the trap in 2026/27.
Selling online does not always mean a tax bill. Where the line sits between clearing out your wardrobe and trading, and what the marketplace data-sharing rules really mean.
A common 2026/27 strategy is a small director salary plus dividends. The GBP 500 dividend allowance and 10.75% basic dividend rate shape the split, and a salary around the GBP 12,570 Personal Allowance keeps income tax at zero.
When two people run a business, the structure decides how profit is taxed. Compare a general partnership using two GBP 12,570 allowances against a limited company paying Corporation Tax at 19% to 25% and dividends taxed from 10.75%.
Crossing GBP 100,000 does not just trigger the 60% tax trap. It can also strip away Tax-Free Childcare and funded hours, so a modest raise can leave a parent worse off in 2026/27.
Should you drip-feed your ISA monthly or invest a lump sum? A neutral UK comparison for 2026/27 covering the GBP 20,000 allowance, risk and behaviour.
