Child Trust Funds are maturing for thousands of young adults in 2026. Here is how to find your account, withdraw funds, or roll over to an ISA.
The Enterprise Investment Scheme offers 30% income tax relief on up to GBP1 million, CGT deferral, loss relief against income, and IHT exemption after two years. Here is the full guide.
How you are taxed on a global equity fund depends on whether it distributes or accumulates, its UK reporting fund status, and how US withholding tax applies. A plain-English guide for 2026/27.
Non-Self Assessment taxpayers can reclaim overpaid tax on savings interest using form R40. Here is who qualifies, how to complete it, and the GBP 5,000 starting rate band.
Bed and ISA lets you sell investments held outside an ISA and repurchase them inside one, using your CGT annual exempt amount to shelter future gains tax-free.
Flexible ISAs let you withdraw money and re-subscribe it in the same tax year without losing your annual allowance. Learn how it works, which ISAs are flexible, and LISA penalty exceptions.
Maximise your Personal Savings Allowance in 2026/27. Learn how to shelter interest income, use ISAs alongside PSA, and avoid a surprise tax bill.
Venture Capital Trusts offer 30% income tax relief, tax-free dividends and CGT-free disposal for UK investors. This guide covers how VCTs work, the risks, and who should consider them.
All pension drawdown and annuity income is taxable. State Pension GBP 12,548 uses your personal allowance. PCLS 25% tax-free. MPAA GBP 10,000 on flexible access.
Up to 25% of your pension can be taken tax-free (capped at GBP 268,275 lifetime). The remainder is taxable. Learn how PCLS, UFPLS and emergency tax reclaims work.
The UK Personal Savings Allowance is £1,000 for basic-rate taxpayers, £500 for higher-rate, £0 for additional-rate. Above PSA, savings interest is taxable. Here's how it works and what to do above it
EIS offers 30% income tax relief on up to GBP 1m invested; SEIS offers 50% on GBP 200,000. Both provide CGT deferral and loss relief. This guide covers eligibility, limits and claiming.
