A round-up of how UK savings rates moved across Q2 2026 (April to June), what drove the changes, and what it means for savers deciding between easy-access, notice and fixed accounts.
At 55 (rising to 57 from 2028) you can access a private pension alongside a redundancy payment. The tax interaction between redundancy pay, pension withdrawals and the MPAA in 2026/27.
Being made redundant at 50+ opens up early pension access options most younger workers don't have. How redundancy pay, pension freedoms and tax interact in 2026/27.
What to check before combining several old UK workplace pensions into a single SIPP, including exit fees, lost guarantees and the £60,000 annual allowance for 2026/27.
How sequence-of-returns risk can permanently damage a SIPP in drawdown even if long-term average returns are fine, and practical ways to reduce it in 2026/27.
How deferring the new State Pension increases your weekly payment for life, a full worked example using 2026/27 rates, and how long it takes to break even.
Starting university in September 2026? A practical first-term budget covering student loan instalments, rent, food and the traps that catch new students out.
How much UK couples typically spend on Valentine's Day, where the money really goes, and practical ways to budget for it without derailing the month's finances.
The 2026 World Cup runs through June and July with matches at unusual UK viewing times. A practical cost comparison of hosting at home versus watching in a pub, and how to budget across a month of matches.
A detailed worked comparison of buying an annuity versus using flexible drawdown on a £100,000 pension pot at retirement, covering income, tax and risk for 2026/27.
How to build a Cash ISA ladder using fixed-rate ISAs with staggered maturity dates, keeping money tax-free while managing access and interest rate risk in 2026/27.
Withdrawing and redepositing an ISA yourself loses its tax-free wrapper for that money. The ISA transfer process keeps everything tax-free — here is exactly how it works and how long it should take.
