Interest from corporate bonds is taxed as income at your marginal rate, but whether a capital gain on selling one is taxable depends entirely on a technical distinction — whether it's a Qualifying Corporate Bond or not.
Living alone entitles you to a 25% council tax discount — but councils increasingly cross-check claims against credit files, electoral rolls and other data, and getting it wrong (even accidentally) can mean a backdated bill. Here's how to claim it correctly.
Credit builder cards offer low credit limits and high APRs, aimed at people with thin or damaged credit files. Used correctly — small spends, paid off in full — they can genuinely improve your score. Used incorrectly, they can make things worse.
One in five UK credit files contains an error, according to industry estimates. Here is the exact process for disputing incorrect data with Experian, Equifax and TransUnion, and what happens if the lender won't budge.
If your employer doesn't pay mileage for cycling to work, you can claim tax relief on the shortfall yourself. Here is how the 20p per mile approved rate works and how to actually claim it.
Deferring the new State Pension increases your weekly amount by 1% for every 9 weeks — about 5.8% for a full year. Worked example on the 2026/27 full rate of £241.30 a week.
Comparing monthly private dental plan subscriptions against paying NHS dental charge bands as you go for 2026/27, with a worked break-even example.
How NHS Pension Scheme contributions work for dentists who split their time between NHS contract work and private practice, with a 2026/27 worked example.
Why your energy direct debit builds a credit balance over summer, when you are entitled to a refund under Ofgem rules, and how to avoid overpaying your supplier interest-free.
A trust set up for a disabled beneficiary gets meaningfully better Inheritance Tax, Capital Gains Tax and income tax treatment than an ordinary discretionary trust — provided it meets HMRC's specific qualifying conditions.
Dividend growth investing means holding companies that reliably raise their payouts year after year. Outside an ISA, the £500 dividend allowance covers very little — here is exactly how much tax you'll pay as income grows.
From 6 April 2026, dividend tax rates rose 2 percentage points — basic rate from 8.75% to 10.75%, higher rate from 33.75% to 35.75%. Worked example showing the exact extra cost for a company director.
