Mortgage rates, stamp duty (SDLT, LBTT, LTT), affordability, remortgaging and buy-to-let. Practical worked examples on real UK property prices.
EWS1 ratings, which lenders accept B1/B2 cladding, the Building Safety Fund, and a practical checklist for buyers of flats with cladding issues.
What buildings and contents insurance covers, how to set your sum insured correctly, flood risk ratings, new-build cover, and HMO insurance requirements.
A practical guide to improving your UK credit score: how the three CRAs work, what affects your score, free checking tools, correcting errors, and mortgage prep.
How much estate agents charge, sole vs multi-agency, fixed fee online agents, what's included, and when an auction might be a better alternative to a traditional sale.
When an interest-only mortgage ends, the full capital is due. Know your options: sell, remortgage to repayment, part-and-part, lifetime mortgage, or extending the term.
How the UK mortgage guarantee scheme works, which lenders offer 95% LTV mortgages, eligible properties up to £600,000, and how it compares to the Lifetime ISA route.
Beyond the purchase price: SDLT, conveyancing, surveys, mortgage fees, removals and more. Typical additional costs range from £4,000 to £12,000 or more.
Start looking 6 months before your fix ends. How to lock a rate early, calculate ERCs, compare 2yr vs 5yr vs tracker, and decide whether to port or overpay first.
A worked case study of what a £500,000 mortgage actually costs each month at 4.5%, 5% and 5.5%, over 25 and 30 years, repayment vs interest-only, plus the income and SDLT involved.
Farms and smallholdings need specialist agricultural mortgages, not standard residential products. Rates, deposits, land classification rules and worked examples for 2026.
How UK self-builders use bridging finance to secure a plot of land before their self-build mortgage completes in 2026/27, including costs and a worked example.
Bridging loans are fast but expensive. Full breakdown of interest rates, arrangement fees, exit fees, and when a bridging loan actually makes financial sense.
