Employers can pay up to £8,000 of qualifying relocation costs tax-free when you move for a new job. Go a penny over, and the whole excess is taxed as employment income. Here is what qualifies.
The Rent a Room Scheme lets you earn up to £7,500 tax-free in 2026/27 from letting a furnished room in your home. Full worked example for a £700-a-month lodger, plus what happens above the threshold.
Rent guarantee insurance covers your rental income if a tenant stops paying, typically costing 3-6% of annual rent. Whether it's worth it depends heavily on your tenant vetting, void risk tolerance, and whether legal expenses cover is bundled in.
Rent to own lets you occupy a home now and buy it later at a price agreed today, with part of your rent counting towards the deposit. Here is what a realistic worked example looks like, and the real risks involved.
Respite care payments are treated differently depending on who receives them and how the arrangement is structured — a direct payment recipient, an informal carer, and a registered short-break foster or Shared Lives carer each face different tax rules.
Retention of title clauses let suppliers keep legal ownership of materials until they are paid in full — even after those materials are built into your extension or new home. Here is what it means for homeowners, self-builders and small contractors.
A reversionary interest — the right to receive trust capital or income at a future point, such as when a life tenant dies — has its own distinct Inheritance Tax and Capital Gains Tax treatment, separate from the underlying trust assets themselves.
A right of way over your garden or a neighbour's easement across your driveway can knock 5–15% off a property's value — sometimes more if it affects privacy or access to parking. Here's what buyers, sellers and mortgage lenders actually look at.
How round-up savings apps like Plum and Moneybox work, whether the interest they generate is taxable, and how they fit alongside your ISA allowance for 2026/27.
A cycle to work salary sacrifice scheme reduces your gross pay, cutting income tax and National Insurance together. Here is a full worked example at basic and higher rate for 2026/27.
How the Small Business Bonus Scheme reduces non-domestic (business) rates for small firms in Scotland in 2026/27, the rateable value thresholds, and how it differs from English small business rate relief.
How Scottish sole traders pay income tax on their trading profits in 2026/27 — the same six-band Scottish system that applies to employees applies to self-employed income too.
