An Uncrystallised Funds Pension Lump Sum (UFPLS) lets you take chunks of your pension directly, with 25% of each withdrawal tax-free and 75% taxed as income, without formally moving your whole pot into drawdown. Here's how it compares to full drawdown and annuity purchase.
Gold Britannia and Sovereign coins are exempt from Capital Gains Tax because they're UK legal tender currency, not because they're gold — a distinction that catches out investors who buy the wrong gold product expecting the same tax treatment.
How umbrella company margins, employer costs and deductions work in 2026/27 — what actually comes off a contractor's day rate before take-home pay, beyond just the umbrella's stated fee.
The Universal Credit taper rate is 55% in 2026/27 — for every £1 you earn above your work allowance, your payment falls by 55p. Full worked example and work allowance figures.
USS is the pension scheme for most UK university staff — a hybrid of defined benefit (up to a salary threshold) and defined contribution (above it). Here's how contributions, accrual and the salary threshold work in 2026/27.
Selling ebooks, software, online courses or streaming content to customers abroad? UK VAT rules for digital services depend on where your customer is, not where you are — and the answer is different for the EU than for everywhere else.
Why VAT-registered businesses can usually only reclaim 50% of the VAT on a leased company car in 2026/27, and when the full 100% can be reclaimed instead.
UK registered veterinary nurse (RVN) take-home pay 2026/27: newly qualified £26,500 to head nurse £38,000. Full tax, NI and out-of-hours pay breakdown.
Trustees of a trust for a disabled person or bereaved minor can make a specific 'vulnerable person election' that recalculates the trust's income tax and CGT as if the beneficiary were taxed directly — often significantly reducing the overall bill.
How non-domestic rates relief for small businesses works in Wales in 2026/27 — rateable value bands, retail/hospitality/leisure relief, and how it differs from Scotland and England.
UK warehouse operative take-home pay 2026/27 on the National Living Wage, with night shift premiums and overtime. Full tax and NI worked example at £26,000 and £32,000.
If you're on a water meter, receive certain benefits, and have a large family or a medical condition needing extra water use, WaterSure can cap your bill at the company's average. Most suppliers also run separate social tariffs for low-income households — here's how both work.
