With the Autumn Budget expected in the coming months, here's a practical checklist of the actions savers and investors can consider now — using allowances that don't carry forward, understanding what typically changes, and avoiding panic moves based on speculation.
Uniforms, PE kit, shoes, a new bag, stationery lists — the cost of getting a child ready for September lands right after the summer holiday spend. Here's a realistic per-child budget and where grants and cheaper alternatives exist.
As students head back for the 2026/27 academic year, here's a realistic month-by-month budget covering maintenance loan timing, rent, and the gap that catches most first and second years out.
Bankruptcy is the most drastic of the UK's formal debt solutions — it clears qualifying debts but comes with real consequences for your home, credit, and certain jobs. Here's how it actually works, what it costs, and when it's the right call.
How a bare trust for a child works, income and gains tax treatment, the parental settlement rule for parents' gifts, grandparent gifting, and access at age 18.
The difference between a bare trust and a discretionary trust for passing money to children in 2026/27 — control, tax treatment, and the age-18 access problem, compared side by side.
You can't sell shares to crystallise a capital loss and buy them straight back the next day to reduce your CGT bill — HMRC's 30-day rule stops it. Here's exactly how the rule works, and the two legitimate ways around it.
Why selling and immediately rebuying the same shares no longer works for realising a Capital Gains Tax loss or gain in 2026/27, and what the 30-day rule actually does.
The full list of benefit cap exemptions for 2026/27 — the earnings threshold, disability and carer exemptions, and how the grace period works before the cap starts to bite.
A telematics black box can cut a new driver's insurance premium substantially by proving safe driving, but restrictions like curfews and mileage caps mean it isn't the right fit for everyone.
Standard wills and intestacy rules were built for a single-marriage, single-set-of-children family model. Blended families — stepchildren, second marriages, children from multiple relationships — need a more deliberate plan.
How Blind Person's Allowance works in 2026/27: who qualifies, how much it adds to your Personal Allowance, how to claim, and transferring it to a spouse or civil partner.
