There is no such thing as 'common law marriage' in England and Wales — living together for any number of years gives you none of the automatic financial protections married couples get. Here's exactly what that means for money, property and inheritance.
Tax and legal risks for unmarried couples who own property together: CGT on transfers, Stamp Duty on buy-outs, Inheritance Tax exposure and why a will and deed of trust matter.
How Community Infrastructure Levy is calculated for self-build projects, the self-build exemption, strict claim deadlines, and what happens if you miss them.
How Community Interest Companies are taxed in the UK: Corporation Tax rules, the asset lock, dividend cap, and how a CIC compares to a charity or standard limited company.
The difference between constructive dismissal and unfair dismissal in the UK — qualifying service, the tribunal test, tax treatment of any award, and how the two claims interact in 2026/27.
Council Tax bands are based on 1991 property values in England and Scotland — meaning some homes have been in the wrong band for over 30 years. Here's how to check your band, gather evidence, and formally challenge it.
Credit unions are member-owned financial co-operatives offering savings accounts and loans, often at better rates for people who struggle to access mainstream credit. Here's how they work, what protection you get, and when they're worth using.
Life insurance pays out on death; critical illness cover pays out while you're still alive but seriously unwell. They protect against different risks, and for most UK households with a mortgage and dependants, the honest answer is that both matter.
Platforms like Seedrs and Crowdcube often market equity crowdfunding deals alongside SEIS or EIS tax relief, but the relief isn't automatic and the failure rate for early-stage companies is genuinely high. Here's how the tax actually works, including relief for losses.
HMRC treats most crypto activity as Capital Gains Tax, not a separate 'crypto tax' — but staking rewards, mining and getting paid in crypto are usually taxed as income instead. Here's how the two regimes apply and what exchanges report to HMRC.
Banks regularly pay £150-£200+ to switch your current account to them using the Current Account Switch Service. Here's how the switch actually works, what it takes to qualify, and when it's worth doing more than once.
A Debt Management Plan isn't legally binding like an IVA, but it can lower your monthly payments, freeze interest with cooperating creditors, and buy breathing room — without the formal insolvency mark. Here's how it actually works.
