Buying fractional shares of expensive US stocks is now common on UK investing apps, but the tax mechanics differ depending on whether your platform uses a legal or beneficial ownership model. Here's what to check.
Full expensing gives limited companies an immediate 100% corporation tax deduction on qualifying new plant and machinery, with no upper spending limit. Here's how it works alongside the Annual Investment Allowance.
Both are marketed as ways to plan for funeral costs, but they work very differently — one fixes today's funeral price, the other pays a cash sum on death. Here's how to tell which suits your situation.
Standalone gadget insurance is often marketed hard at the point of purchase, but home contents insurance and existing manufacturer cover already fill some of the same gap. Here's how to work out if you actually need it.
The charity already gets 25p extra for every £1 you donate under Gift Aid — but if you're a higher or additional-rate taxpayer, you can personally reclaim further relief through Self Assessment that most people never claim.
How the normal gifts out of surplus income Inheritance Tax exemption works in 2026/27 — the three legal tests, a worked example, and the records HMRC expects executors to produce.
How to apply for a grant of probate in England and Wales in 2026/27 — the application fee, when probate is actually needed, typical timescales, and what executors must do first.
How guarantor loans and guarantor mortgages work in the UK, the credit and financial risks to the guarantor, and the tax and Inheritance Tax treatment if a guarantor has to pay.
A subsidised or free gym membership sounds like a straightforward perk, but HMRC treats it differently depending on whether it's an on-site employer gym or an external, commercial membership.
Help to Save pays a 50% government bonus on top of what eligible low-income workers save — up to £1,200 free money over 4 years on £2,400 saved. Here's exactly who qualifies and how the bonus is calculated.
If you or your partner earns over £60,000, part or all of your Child Benefit gets clawed back through the tax system. Here's exactly how the charge is calculated for 2026/27, and legitimate ways to reduce your exposure to it.
What counts as a reasonable excuse for an HMRC late filing or late payment penalty, HMRC's own examples, what does not qualify, and the appeal process and time limits.
