Sacrificing £3,000 of a £30,000 salary into your pension costs less than you'd think in lost take-home pay, thanks to NI and tax relief combining. Full worked example for 2026/27.
If you've breached your pension annual allowance and owe an annual allowance charge, 'scheme pays' lets your pension scheme settle the tax bill directly, reducing your future pension instead of your bank balance.
A full worked calculation of Land and Buildings Transaction Tax plus the 8% Additional Dwelling Supplement on a Scottish second home purchase in 2026/27, band by band.
Your second job usually comes with a BR tax code, meaning every pound is taxed at 20% with no Personal Allowance applied — even if you're not actually a higher earner overall. Here's how it works and when to ask HMRC to fix it.
How Capital Gains Tax applies when you sell a property you once lived in and later let out — private residence relief, the final 9 months, and today's much-restricted lettings relief.
How Section 106 planning obligations work for developers, affordable housing contributions, viability assessments, and their impact on land value and CIL.
A complete worked example of how Section 24 restricts mortgage interest relief for landlords in 2026/27, comparing pre-2017 rules with today's 20% tax credit system.
Crowdfunding platforms like Seedrs and Crowdcube market SEIS and EIS tax reliefs heavily, but the relief depends entirely on the individual company, not the platform. Here's how to check before you invest.
If you're self-employed or have untaxed income, your second Self Assessment payment on account for 2025/26 is due by 31 July 2026. Miss it and HMRC starts charging interest the next day. Here's exactly what you owe and how to work it out.
How Self Assessment payments on account work in 2026/27, when you can legitimately reduce them, and the penalty risk if you reduce them by too much.
The difference between Self Assessment payments on account and the balancing payment — and why your first 31 January bill often includes three separate amounts added together, in 2026/27.
Your first year of self-employment doesn't require payments on account — but your second tax bill often does, and it can be double what you expect. Here's how to plan for it before it catches you out.
