LBTT replaced Stamp Duty in Scotland in 2015. This guide covers the 2026/27 rates, first-time buyer relief, the Additional Dwelling Supplement, and how it compares to SDLT in England.
Service charges, ground rent, and lease extension costs mean leasehold ownership is often more expensive than buyers realise. Here is the full cost comparison over 10, 20, and 30 years.
The Lifetime ISA gives you a 25% government bonus on up to £4,000 per year. Here's exactly how it works, who qualifies, and the withdrawal trap to avoid.
Eligible couples can backdate Marriage Allowance claims to 2022/23, potentially receiving up to £1,008 as a lump sum refund. Here is exactly how to claim and what to expect.
SMP pays 90% of earnings for the first six weeks, then £184.03 per week for up to 33 more weeks. Here is exactly what to expect and how to plan.
A complete guide to HMRC's approved mileage allowance payment rates for 2026, covering cars, motorcycles, bicycles, electric vehicles, and how to claim via self assessment or payroll.
Lenders assess whether you can afford repayments at a much higher rate than today's deals. Here is exactly how the stress test works and what to do if you fail it.
Negative equity — where your mortgage debt exceeds your home's value — affected around 140,000 UK households in 2024. Here are your practical options and what to avoid.
An offset mortgage links your savings to your mortgage, so you only pay interest on the difference. For higher-rate taxpayers with substantial savings, the benefit can be significant.
The P11D deadline for 2025/26 is 6 July 2026. Here is everything employers need to know about reporting benefits and expenses and paying Class 1A National Insurance.
The pension lifetime allowance was scrapped from April 2024, removing the 55% tax charge on large pension pots. Here is what replaced it and what it means for you.
The Personal Allowance more than doubled between 2010 and 2021, then froze — a stealth tax costing millions more than before. Here is the full history and what it means in real terms.
