Buyers who are not UK resident pay an extra 2% on top of standard SDLT in England and Northern Ireland, and that 2% stacks on the 5% additional property surcharge. A non-resident second home at GBP 400,000 can owe over GBP 40,000.
Selling online does not always mean a tax bill. Where the line sits between clearing out your wardrobe and trading, and what the marketplace data-sharing rules really mean.
A common 2026/27 strategy is a small director salary plus dividends. The GBP 500 dividend allowance and 10.75% basic dividend rate shape the split, and a salary around the GBP 12,570 Personal Allowance keeps income tax at zero.
When two people run a business, the structure decides how profit is taxed. Compare a general partnership using two GBP 12,570 allowances against a limited company paying Corporation Tax at 19% to 25% and dividends taxed from 10.75%.
A 3% pay rise sounds generous, but tax, National Insurance and frozen thresholds quietly claw a chunk back. Here is what a typical raise actually adds to your take-home in 2026/27.
Crossing GBP 100,000 does not just trigger the 60% tax trap. It can also strip away Tax-Free Childcare and funded hours, so a modest raise can leave a parent worse off in 2026/27.
A pay rise can quietly add another 9% deduction if you are repaying a Plan 2 student loan above GBP 29,385. Here is how the maths stacks with income tax and NI in 2026/27.
Crossing GBP 100,000 triggers the Personal Allowance taper, creating a 60% effective tax rate between GBP 100,000 and GBP 125,140. A GBP 10,000 rise from GBP 100,000 can leave you with as little as around GBP 4,000 extra take-home.
Your first Self Assessment bill can be 150% larger than expected because of payments on account. Learn how the 31 January and 31 July advance payments work and how to plan for the cash flow shock.
Many benefits in kind are now taxed through payroll rather than your tax code. Here is what changes on your payslip, why your take-home may dip, and how to check the numbers for 2026/27.
Should you drip-feed your ISA monthly or invest a lump sum? A neutral UK comparison for 2026/27 covering the GBP 20,000 allowance, risk and behaviour.
Dropping to GBP 28,000 part-time at 58 while leaving the pension untouched is a popular pre-retirement move. Here is the 2026/27 take-home, the tax of going part-time, and why waiting to draw can pay off.
