Car insurance groups run from 1 (cheapest to insure) to 50 (most expensive). A group 1 car can save a young driver £1,500–£3,000 per year compared to a group 30 vehicle. Here are the best group 1 and low-group cars available in the UK in 2026.
How to maximise your £20,000 ISA allowance before the 5 April 2027 deadline, which ISA is right for you, and the one common mistake that costs you your allowance.
The ISA annual allowance is £20,000 — frozen since 2017. Here are 7 practical strategies to maximise your tax shelter, from Bed-and-ISA to LISA bonuses and the early April advantage.
Investing your full ISA allowance in April 2026 rather than waiting until March 2027 could earn you thousands more in compound returns. Here's the maths.
Parents can help you buy in two ways: by joining your mortgage (JBSP) or gifting the deposit. Each has different tax, stamp duty and mortgage implications.
A Joint Borrower Sole Proprietor (JBSP) mortgage lets parents boost a child's borrowing power without going on the property deeds — avoiding the 3% stamp duty surcharge. Here's how it works, the tax implications, and which lenders offer it in 2026.
After prolonged industrial action in 2023–24, junior doctors in England accepted a new pay deal in 2024. Depending on grade and hours, total pay in 2025/26 ranges from roughly £36,000 for an FY1 to £70,000+ for a senior registrar working out-of-hours.
Open a Lifetime ISA at 25 and you could claim up to £25,000 in government bonuses by the time you buy your first home or turn 60. Wait until 39 and the maximum drops to £11,000. Here's the real maths of starting early.
Help to Buy ISA closed to new applicants in November 2019. If you already have one, you have until November 2029 to use the bonus. New first-time buyers should use a Lifetime ISA — here's how the numbers compare.
MTD ITSA launches April 2026 for income over £50,000. What it means, the new quarterly updates requirement, compatible software, and what happens if you're not ready.
On £60k most lenders offer 4-4.5x = £240k-£270k. With a 10% deposit that's a £267k-£300k property. But professionals and joint buyers can access more.
Overpaying your mortgage saves interest and cuts years off your term — but it's not always the right move. Here's the maths for 2026 rates, compared against investing, with worked examples for £180k–£250k mortgages.
