From January 2025 UK crypto exchanges report user activity to HMRC. Here's how crypto is taxed — CGT, income tax on staking and airdrops, pooling rules, and what enforcement looks like in 2026
On a £5,000 bonus a higher-rate UK taxpayer keeps £2,900 after income tax + NI + student loan + pension. Here's why bonus tax often feels punitive, the 60% trap, and how to legally keep more
At retirement (age 55, rising to 57 in 2028) you can take 25% of each pension pot tax-free — up to the £268,275 Lump Sum Allowance. How it works, the strategies, the traps to avoid, and what the LSA replaced.
If you sell on eBay, Vinted, Etsy or do gig work in the UK, the £1,000 trading allowance lets you earn up to £1,000 gross tax-free. Here's exactly how it works, when it applies, and the new platform reporting rules.
Between £100,000 and £125,140 your UK personal allowance tapers away, creating a 60% effective tax rate. How the trap works, who hits it, and how pension salary sacrifice can claw back £5,000+ a year.
£125,000 a year after tax in 2025/26 is about £77,032 net (£6,419/month). Full UK breakdown: personal allowance fully tapered, the 60% trap, when the additional rate begins and why £125,140 is the most expensive £1 in UK pay.
On a £150,000 UK salary you take home roughly £91,883 net (£7,657/month). The £100k–£125,140 band costs you 60% effective tax. Full 2025/26 breakdown and the pension salary-sacrifice fix.
With UK base rate at 4.25% in May 2026, is a 2-year fix or a 5-year fix the better bet? Full numbers on a £250,000 mortgage including break-even rate scenarios, ERC risks and remortgage costs.
£200,000 a year after tax in 2025/26 is about £117,335 net (£9,778/month). Full UK breakdown: 45% additional rate, lost personal allowance, NI, pension tapering risk and the real tax cost on a £200k salary.
£25,000 a year after tax in 2025/26 is £21,540 net (£1,795/month). Roughly what a 40-hour National Living Wage worker earns. Full breakdown of income tax, NI, Universal Credit interaction and the marginal rate that really matters at this salary.
£35,000 a year after tax in 2025/26 is £28,966 net (£2,414/month). Full breakdown of income tax, NI, pension and student loan deductions on a £35k salary — close to the UK median full-time wage.
£45,000 a year after tax in 2025/26 is £35,966 net (£2,997/month). Full UK breakdown of income tax, NI, student loan and pension on a £45k salary — squarely inside the basic rate band but close to the higher-rate threshold.
