UK auto-enrolment requires 8% total pension contributions (5% you, 3% employer) on qualifying earnings £6,240-£50,270. Here's how it works, why you shouldn't opt out, and how to boost above the minimum
September 2026 brings children back to school — and a set of financial tasks for parents. Free childcare hours, Tax-Free Childcare, Child Trust Fund maturity, Child Benefit claims, and more.
Are you legally entitled to bank holiday pay? The honest answer is: it depends on your contract. Full guide to your rights in 2026, part-time pro-rata rules, and worked examples at £12.71/hr and £40,000/yr.
Bonuses are taxed as employment income at your marginal rate — not a flat rate, not an 'emergency code'. Here's how PAYE handles them, how salary sacrifice changes the maths, and when timing your bonus makes sense.
Higher mortgage costs, 5% SDLT surcharge, Section 24 interest relief restriction, and declining net yields. We run the real numbers on UK buy-to-let in 2026 — and compare alternatives.
Five essential financial tasks for UK landlords in July and August 2026 — from the Self Assessment payment on account deadline to Section 24 planning, stress testing your mortgage, and whether a limited company structure makes sense.
Everything first-time buyers need to know in 2026: how much deposit you need, SDLT after the April 2025 changes, using a Lifetime ISA, Shared Ownership, and the full timeline from AIP to completion.
CGT on residential property is 18% or 24% in 2026/27. You must report and pay within 60 days of completion. Full guide to rates, Principal Private Residence relief, the letting relief rules, and a worked calculation.
PCP, HP, PCH or cash? We compare the true total cost of a £25,000 car over 4 years across every financing option in 2026 — including EV salary sacrifice, the best deal on the market.
Capital Gains Tax planning strategies for 2026/27 — bed-and-ISA, bed-and-SIPP, loss harvesting, spousal transfers and more. The £3,000 AEA cannot be carried forward: losing it costs you up to £720 in avoidable tax.
Child Benefit pays £27.05/week for your first child and £17.90/week for each additional child in 2026/27. Full guide to rates, the High Income Child Benefit Charge, and how salary sacrifice can protect your entitlement.
Two proven methods for paying off debt in the UK in 2026. Avalanche saves the most interest; Snowball delivers quick psychological wins. With typical UK APRs, here is which to choose and why.
