How to plan for inheritance tax in 2026/27: using the nil-rate band and residence nil-rate band, the 7-year gift rule and taper, exempt gifts, spousal transfers and how trusts fit in.
Where are UK mortgage rates heading in 2026? We explain the Bank of England base rate outlook, how swap rates feed into fixed deals, and how to choose between a fixed rate and a tracker for your remortgage.
How much does salary sacrifice into a pension really save you in 2026/27? We break down the income tax and National Insurance savings by tax band, with worked examples and the traps to avoid.
Do you pay tax on a side hustle in 2026? We explain the £1,000 trading allowance, when you must register for Self Assessment, how side income is taxed on top of a salary, and the records to keep.
How much Universal Credit could you get in 2026? We explain the standard allowance, the extra elements, the work allowance and how the 55% taper reduces your award as your earnings rise.
When must you register for VAT in 2026/27? The £90,000 threshold explained, the rolling 12-month test, when voluntary registration pays off, and whether to choose the Flat Rate Scheme.
A 2026 Cash ISA strategy: using your £20,000 allowance, easy-access vs fixed rates, flexible ISA rules, transfer rules (never withdraw), FSCS £85k protection, building a rate ladder and when a Stocks & Shares ISA wins long term.
How the 50/30/20 budgeting rule works for UK households in 2026, with a full worked example on a typical take-home salary and practical ways to cut spending if the numbers don't fit.
How CGT on cryptocurrency works in the UK for 2026/27: what counts as a disposal, the share-pooling and 30-day rules, the £3,000 exempt amount, 18%/24% rates and how to report gains to HMRC.
Capital Gains Tax on shares in 2026/27: the £3,000 annual exempt amount, 18% and 24% rates, Section 104 pooling, the same-day and 30-day rules, bed-and-ISA, offsetting losses and reporting gains on Self Assessment.
How Capital Gains Tax on UK property works in 2026/27: the 18% and 24% residential rates, the £3,000 annual exemption, the 60-day reporting deadline, and Private Residence Relief.
PCP vs HP car finance in 2026 explained: how each works, the balloon payment, who ends up owning the car, total cost over the term, and which suits your situation.
