If money has disappeared from your payslip without a lawful basis, you can claim it back at an employment tribunal — but the time limit is a strict three months less one day. Here's how to work out what you're owed and how the claim actually runs.
Unlimited annual leave sounds simple, but UK law still guarantees every full-time worker 5.6 weeks minimum. Here's how 'unlimited' policies interact with your statutory rights, and what you're actually owed if you leave the job.
Unmarried couples buying together face the same affordability tests as married couples — but none of the legal protections. Worked examples and how to protect your share.
Selling restored furniture on Facebook Marketplace, Etsy or from a local shop counts as trading, not hobby income, once you're buying regularly to resell. Full worked example on £22,000 turnover shows a take-home of roughly £16,300 after tax.
Self-employed upholsterers carry heavy material and tool costs alongside a collection-and-delivery van. Full worked example on £34,000 turnover shows a £3,758 tax and NI bill.
USS is a hybrid pension — Defined Benefit up to an illustrative salary threshold, then Defined Contribution 'Investment Builder' above it, plus anything you add via Additional Voluntary Contributions. Here's what AVCs cost, what they could grow to, and who should consider them.
Selling vintage and second-hand clothing at scale on Vinted, Depop and eBay is a real trading business, not a hobby. Full worked example on £28,000 turnover plus how the VAT margin scheme works once you register.
How much an empty rental property costs a landlord in lost rent and mortgage interest, and why standard landlord insurance restricts cover after 30-60 days unoccupied.
Wales has had the legal power to set its own income tax rates since 2019 but has never used it. Here's exactly how the Welsh Rates of Income Tax mechanism works, and the precise scenario under which Cardiff Bay could actually diverge from England.
Freelance web developers mixing project work and contract roles must weigh sole trader vs limited company and watch IR35 status. Full worked example on £55,000 turnover compares both structures.
Wales's 22 principal councils each set their own Band D council tax rate, and Wales as a whole has tended to run above the England average. Here's how the system works for 2026/27.
Birmingham, Coventry, Wolverhampton and Dudley all sit on identical take-home pay but very different council tax and housing costs. Here's the region-wide 2026/27 picture.
