Self-employed man-and-van removal businesses have unusually high vehicle costs relative to their earnings. Full worked example on £48,000 turnover, when you need to pay a helper via PAYE or CIS, and what you actually keep.
Letting out a marina berth, mooring or renting out a boat brings its own property vs trading income questions. How 2026/27 Self Assessment treats mooring and boat-letting income.
Selling handmade crafts at markets, fairs and online alongside a stall pitch has specific stock, pitch-fee and trading-allowance considerations. How 2026/27 Self Assessment applies.
Self-employed market traders buy stock upfront and pay pitch fees at each market, with cash and card sales to track. Full worked example on £29,000 turnover across multiple markets.
The reduced-rate 'married woman's stamp' National Insurance election, abolished for new claims in 1977, still reduces State Pension entitlement for some women reaching pension age in 2026/27.
Self-employed massage therapists often hire treatment rooms and need specific professional insurance. Full worked example on £23,000 turnover and what's deductible.
Going back to study as a mature student while working part-time raises different tax and student loan questions than a typical school-leaver. What actually changes in 2026/27.
How the Seafarers' Earnings Deduction works, the 365-day qualifying period, eligible voyages, and a worked example of how it can reduce a merchant navy worker's UK income tax to nil.
Qualifying seafarers can get 100% UK income tax relief on foreign earnings under the Seafarers' Earnings Deduction. Full explanation of the eligibility rules and a worked example on £45,000 qualifying earnings.
If you're behind on pension contributions three months into the 2026/27 tax year, here's how carry-forward and increased monthly contributions can get you back on track.
How NHS midwife pay works under Agenda for Change bands 5 to 7, plus a 2026/27 income tax, National Insurance and NHS Pension worked example.
Clergy stipends are taxed as employment income, but a minister's rent-free house is usually tax-free while a housing allowance paid in cash is fully taxable. Here is how clergy tax works in 2026.