A bare trust is the simplest trust structure available for passing money to grandchildren — legally theirs from day one, but held and managed by you as trustee until they're old enough. Here's how it works and where the Inheritance Tax benefit comes from.
Owning and renting out a beach hut raises specific questions about whether it's council tax, business rates, or simply personal property. How 2026/27 rules apply.
Self-employed beauticians usually mix chair or room rental with product costs and specialist kit. Here's how it all adds up on a typical £22,000-£38,000 turnover for 2026/27.
Self-employed beauty therapists and nail technicians often rent a chair or room in a salon rather than employ staff. Full worked example on £22,000 turnover, chair-rent deductions and product costs.
How the Bed and ISA process works, using your £20,000 ISA allowance and £3,000 CGT exemption to move investments into a tax-free wrapper for 2026/27.
The 'bedroom tax' isn't a tax at all — it's a reduction in Housing Benefit or the Universal Credit housing element for social housing tenants judged to have more bedrooms than they need. Here's how the reduction is calculated and who's exempt.
Do hobby beekeepers selling honey, wax and nucleus colonies need to pay tax? How the £1,000 trading allowance and HMRC's badges of trade apply to small-scale beekeeping income in 2026/27.
The benefit cap is set higher for households in Greater London than the rest of the UK, reflecting higher housing costs. A worked example of how the London rate applies in 2026/27.
How Scotland's three-part Best Start Grant works — the Pregnancy and Baby Payment, Early Learning Payment and School Age Payment — who qualifies, and how to claim.
Mobile and workshop-based self-employed bike mechanics have specific tool, parts-markup and premises questions. How 2026/27 Self Assessment treats them.
How self-employed London black cab (hackney carriage) drivers handle Self Assessment, vehicle costs, Knowledge training and the VAT threshold in 2026/27.
How to budget across Black Friday, Christmas and the January sales without relying on Buy Now Pay Later or high-interest credit — a practical six-week plan.
