Gas Safety Certificates and Electrical Installation Condition Reports (EICRs) are mandatory annual and 5-yearly checks for rental properties, with real criminal liability for landlords who skip them. Here's what each costs and how the renewal timelines work.
Withdraw from a Lifetime ISA for anything other than a first home or after age 60, and you lose 25% of the withdrawal — not just the bonus. Here is exactly how the penalty works and when it applies.
How locum veterinary surgeons and vet nurses are taxed in 2026/27 — self-employed vs agency PAYE, IR35 considerations, and allowable expenses like RCVS fees and indemnity insurance.
Many loft conversions can be built without planning permission under permitted development rights, but there are strict volume limits and conditions. Here's what qualifies, typical conversion costs, and when you need full planning permission instead.
The Great British Insulation Scheme and ECO4 offer free or subsidised loft, cavity wall and solid wall insulation to eligible households. Here's who qualifies, what's covered, and how much it saves on energy bills.
A logbook loan uses your car as security via a bill of sale — and typically carries a much higher APR than a personal loan. Here is exactly how they work and what the lender can and can't do if you fall behind.
The Lump Sum Allowance caps tax-free pension cash at £268,275 in 2026/27, replacing the old Lifetime Allowance mechanism. How it works, and the separate £1,073,100 Lump Sum and Death Benefit Allowance.
Watches sit in a genuine grey area of UK tax law — mechanical watches may qualify as wasting assets exempt from CGT, but HMRC's own guidance flags that investment-grade watches, particularly those unlikely to wear out through use, can fall outside this treatment.
From 6 April 2027, sole traders and landlords with income over £30,000 must join Making Tax Digital for Income Tax — the second wave after the £50,000 group started in April 2026. Here's who's affected and what to prepare now.
Management companies must charge service charges that are reasonable and properly demanded. Here is exactly how to challenge fees you believe are excessive, and where to take a dispute if the managing agent won't budge.
Manorial rights can let a third party dig for minerals under your garden or hold sporting rights over your land, even after you buy it. A cheap search and, where needed, indemnity insurance are the standard way conveyancers deal with this obscure but real risk.
When market traders and regular car boot / trading sellers need to register as self-employed in 2026/27, the £1,000 trading allowance, and what HMRC expects to be declared.
